Chief Financial & Operating Officer, US

Hybrid

New York

Leadership

Ready to get shit done?

We’re building bunq in the US, and we need a CFOO who can help take us from regulatory readiness to launch, then scale what comes next.

This is not a keep-the-lights-on finance role. You’ll build the financial and operational backbone of a US de novo bank from the ground up, working across finance, product, operations, risk, regulatory reporting, controls, capital, liquidity, and Board-level decision-making.

Your job is to make sure bunq US is safe, sound, scalable, and ready to grow from day one.

Your banking experience matters. We need someone who knows what it takes to prepare a US bank for launch, work with regulators, and build systems that can stand up to OCC and FDIC expectations.


Take ownership

  • Lead bunq’s US finance and operations setup from launch readiness through live operations.

  • Own capital planning, liquidity planning, regulatory reporting, financial controls, and US GAAP requirements.

  • Build a finance and operations model that is scalable, automated, and ready for regulatory scrutiny.

  • Translate bunq’s European neobanking model to the US context, identifying opportunities and pursuing them fast.

  • Partner with OCC, FDIC, auditors, advisors, vendors, internal teams, and the US Board with clear, accurate, and decisive financial leadership.

  • Build the US P&L model, improve unit economics, and help shorten the path to breakeven.

  • Design an AI-first operating model that removes manual work, speeds up insight, and strengthens control.

  • Build and lead the right finance and operations team as the US business grows.

This challenge is perfect for you if

  • You have been a CFO, Deputy CFO, Controller, Treasurer, or senior finance leader in a US banking environment.

  • You have direct experience with OCC and/or FDIC requirements.

  • You understand US GAAP, capital planning, liquidity, regulatory reporting, stress testing, internal controls, audit, and enterprise risk frameworks.

  • You understand new product development, third-party vendor management, and operations.

  • You know what it takes to prepare a bank for a new market launch, regulatory review, or major operational readiness.

  • You are hands-on enough to build the function yourself before scaling the team.

  • You can move between strategy and detail without losing speed.

  • You are excited by automation, AI, and building finance systems that are smarter than spreadsheets.

  • You can give clear, direct, evidence-based advice to leadership, the Board, regulators, and internal teams.

  • You are able to work from our NYC office in a hybrid setup.


Our hiring process

As part of our hiring process, selected candidates may be asked to complete role-related assessments, including a cognitive assessment. Completion of required assessments may be necessary to proceed in the process. Assessment results are considered alongside your experience, application answers, interviews, and overall role alignment. If you require an accommodation or have questions before completing an assessment, please let us know.


Your space to perform

We give you the space and the tools you need to succeed 💪🏼

🤟 Join forces with great colleagues across the globe to revolutionize banking

🌟 Make lasting impact by working on complex & exciting challenges

📚 Accelerate your career growth with bunq Academy and EUR 1500 learning budget and study leave

💸 A competitive base monthly salary between $22,883 - $29,528

🏃‍♀️ A fitness perk with ClassPass to keep you healthy and fit

💻 A Macbook to keep with you while you're with us

🌈 We will make contributions together with you to help you save up for your future retirement!

💚 We care about your health and wellbeing! As such we’ve chosen for the best of the best to look after you with an additional healthcare insurance

💸 Monthly contribution to your phone and internet bills

🍹 Frequent epic events, including an annual bunq weekend away


All new hires are subject to Pre-employment Screening (PES), which includes checks conducted by our third-party partner, DISA. This is part of our commitment to a secure and trustworthy workplace.

Hybrid

New York

Leadership

40

hours per week

2356299

Chief Financial & Operating Officer, US

Hybrid

New York

Leadership

40

hours per week

2356299

Chief Financial & Operating Officer, US

How we hire

Curious how our hiring process works? Here’s what to expect before you land your dream role.

How we hire

Curious how our hiring process works? Here’s what to expect before you land your dream role.

How we hire

Curious how our hiring process works? Here’s what to expect before you land your dream role.

Life at bunq

Get to know what it’s really like to work at bunq—from the people, to the purpose, to the perks.

Discover bunq

Learn why bunq is the top choice for professionals seeking a dynamic and innovative workplace in the banking sector.

Our culture

Learn more about your life at bunq. Discover how we support and inspire our team members to achieve their best.

Our people

Start getting shit done from day 1 at bunq. Discover how your role will contribute to transforming the future of banking.

Life at bunq

Get to know what it’s really like to work at bunq—from the people, to the purpose, to the perks.

Discover bunq

Learn why bunq is the top choice for professionals seeking a dynamic and innovative workplace in the banking sector.

Our culture

Learn more about your life at bunq. Discover how we support and inspire our team members to achieve their best.

Our people

Start getting shit done from day 1 at bunq. Discover how your role will contribute to transforming the future of banking.

Life at bunq

Get to know what it’s really like to work at bunq—from the people, to the purpose, to the perks.

Discover bunq

Learn why bunq is the top choice for professionals seeking a dynamic and innovative workplace in the banking sector.

Our culture

Learn more about your life at bunq. Discover how we support and inspire our team members to achieve their best.

Our people

Start getting shit done from day 1 at bunq. Discover how your role will contribute to transforming the future of banking.