Ready to get shit done?
bunq Tech powers bunq across the Netherlands, the UK, the US, and beyond. As we scale into a global multi-license structure, we need a CFO who can turn Tech into a disciplined, profitable, automation-first financial engine.
This is not a reporting role.
This is not a “manage finance from a distance” role.
This is not a role for someone who needs 6 months to understand the business.
We need someone who can walk in, understand the cost base, challenge engineering spend, build a SaaS-style financial model, create real-time visibility, and make capital allocation sharper from day one. You will own the financial model behind bunq Tech: pricing, transfer pricing, unit economics, cost control, reporting, automation, and investment decisions. The role is built around scaling bunq Tech as a global platform business with clear profitability, disciplined governance, and measurable ROI.
Take Ownership:
Architect bunq Tech’s financial operating model: define how Tech creates value, how costs are allocated, how teams are funded, and how decisions are made.
Build a SaaS-style financial model for bunq Tech, including unit economics, pricing logic, transfer pricing, internal charging, profitability, and ROI.
Use AI and automation to redesign finance workflows, removing manual reporting, repetitive analysis, chasing, and spreadsheet-heavy processes.
Map how work currently happens across Finance, Tech, Product, Engineering, and Operations, then identify where we can save time, reduce handovers, and improve ownership.
Build real-time visibility into Tech performance: cloud costs, engineering spend, vendor costs, delivery efficiency, product ROI, and profitability.
Challenge engineering, cloud, tooling, vendor, and product spend with data — not opinions.
Create a capital allocation framework that shows where bunq Tech should invest, where we should stop investing, and where we need sharper accountability.
Build automated dashboards and reporting workflows so leadership can make decisions without waiting for manual month-end reporting.
Design governance that scales across a multi-entity structure, including transfer pricing, intercompany logic, controls, reporting discipline, and regulatory separation.
Partner directly with CEO, CTO, Product, Engineering, Finance, and Operations to turn financial insight into action.
Hands-on examples of what you will need to do:
Take bunq Tech’s current cost base and turn it into a clear unit economics model: cost per product, feature, cloud unit, team, or service.
Build a simple but scalable internal SaaS charging model.
Review cloud, engineering, vendor, and tooling spend and identify where we can save 20% without slowing product delivery.
Use AI to analyse recurring finance tasks and propose which workflows should be automated, eliminated, or owned differently.
Map how monthly reporting currently works, then redesign it into an automated reporting flow using clean source data and dashboards.
Build a decision framework that helps leadership answer: “Should we fund this product/engineering investment or not?”
