Senior Credit Risk Officer

This is how you make a difference

We're here to Make Life Easy for our users - and easy means no hassle when worrying about the risk appetite of their bank. This is your chance to make sure that every user, whether it be individual or businesses of all sizes, can be certain that we uphold only the highest of standards with our lending portfolios.

Up for the challenge? Kick off your application by taking our assessment and find out if bunq is your perfect match!

Responsibilities

As the bank of the Free, we're here to ensure that every user everywhere can have the best banking experience and their money are safe. You will take ownership of:

• Credit Modelling: you will be responsible for developing, maintaining and improving IFRS9 and credit stress test models.
• Mortgages, SME lending portfolio and Treasury counterparties oversight: you will monitor performance of our credit portfolios; make sure our mortgage and SME lending partners perform according to agreements, bunq’s policies and risk appetite; assess treasury counterparties and investment proposals.

• You are proficient in IFRS and Expected Credit Losses modeling; you critically evaluate models, including the development of scorecards, provisioning and stress testing

• You have a great understanding of the maze of retail and SME credit products, and the risk management practices around them.

• You have developed in-house models in advanced scripting languages (python, R, Matlab, etc) before.

• You know how to develop and articulate clear logic for decisions and policies.

• You are an effective and quick communicator.

＄ Salary between €78,000 - €97,000 and the option to gain a quarterly bonus 

🤟 Great colleagues that share your mindset

👩‍💻 Working hybrid possibilities that only get better with time

📚 We support growth with bunq Academy and €1500 annual learning budget

🚴 A massive discount with OneFit for your wellbeing

🚌 Travel expenses are covered whether you come walking or by bike, bus or car (though we prefer green choices 🌳)

💻 A Macbook to keep with you while you're with us

🥦 Fabulous in-house chefs cooking delicious lunches:moneybag:An optional pension plan with monthly contribution from bunq

💸 Monthly contribution to your phone and internet bills

🍻 Friday drinks and other celebrations - bunq style